Q&A

Can I get a car with a credit score of 682?

Can I get a car with a credit score of 682?

A 682 FICO® Score is considered “Good”. Mortgage, auto, and personal loans are relatively easy to get with a 682 Credit Score. Lenders like to do business with borrowers that have Good credit because it’s less risky.

Is 682 a good credit score in South Africa?

Scores range from 300 to 850 with the higher scores being more positive. A score in excess of 700 is a good score and should give you good access to credit at a preferential interest rate. Above 767 is excellent and shows you to be a very low-risk consumer that institutions would be happy to give credit to.

Is 682 a good credit score Reddit?

Excellent/very good credit score: 700 to 850. Good credit score: 680 to 699 (Average American score is 682) Low credit score: 580 to 619. Poor credit score: 500 to 579.

Is a 682 credit score good or bad?

A 682 credit score is not great, but it is good. No, 682 is not a bad credit score. 682 is a good credit score. Someone with a credit score of 682 will probably be able to get a loan with good interest rates and favorable terms.

Is 662 a good or bad credit score?

A credit score of 662 is considered a “Fair” credit. It’s perfectly average, and individuals with these scores won’t have much trouble securing loans and credit cards. They are likely to be approved for both, and will most often be offered average APR and terms.

How bad is a credit score?

Credit scores range from 300 to 850; scores of 620 or below are generally regarded as bad credit scores. However, it’s important to note that what qualifies as a bad credit score is a little subjective and depends somewhat on the lender.

Is 661 good credit score?

A credit score of 661 is very close to being “good” credit. In fact, whether or not it qualifies as such is a source of debate, with the answer depending on whom you ask.